It is so important to me to be totally debt free someday. I want it so bad I can almost taste it. I was flipping through Dave Ramsey's "Total Money Makeover" the other day and one of the bold captions read:
"Christmas is not an emergency."
"Christmas is not an emergency."
I love that.
Don't give in to all the hoopla that you have to spend thousands or even hundreds of dollars on gifts this Christmas--especially if you can't afford it. And like Dave says, do not dip into your emergency/savings funds just to afford Christmas. I know we are certainly cutting back this year in our family.
Be smart and follow some of the tips below:
Don't give in to all the hoopla that you have to spend thousands or even hundreds of dollars on gifts this Christmas--especially if you can't afford it. And like Dave says, do not dip into your emergency/savings funds just to afford Christmas. I know we are certainly cutting back this year in our family.
Be smart and follow some of the tips below:
3 comments:
cute ideas! Found a great homemade gift idea on Pinterest I'm dying to try!
I love Dave Ramsey! My husband is in grad school and our budget has never been tighter. Here's to a homemade Christmas! {I'm kinda excited about it!}
I also love the idea of a homemade Christmas, girls. So personal!
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